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Travel Insurance Explained

If you are travelling abroad or domestically for that matter it pays to have travel insurance which exists to protect your investment in your travel plan and ensures you don’t miss out and if necessary receive the right medical attention. In the event of a medical emergency in the United States for example the payout can run hundreds of thousands of dollars.

What should be covered by my travel insurance?

As we have mentioned the most important thing to be covered is Emergency Medical. The quality of this coverage varies so read the fine print and look for a policy with a high level of cover. You also want to know whether your insurer will airlift you home, or if you are unable to move whether they will pay to fly your family out. You should also ensure you know your luggage is covered in the case of damage, theft or loss.

Important inclusions for your policy

  • Cancellation.
  • Travel delay.
  • Airline and end supplier insolvency.
  • Personal liability

Generally making a claim once you get back home is straight forward, you should keep all your receipts and submit the forms along with any documentation that supports you claim such as police reports. If the claim is accepted you will be reimbursed in a couple of weeks.

Latest Compare Insurance Products News from the comparedinkum Blog

Shop Around Before Taking Out Travel Insurance

Australians like to flock to Europe to soak up the sun this time of year as they seek to escape the increasingly cold winter. Last year an estimated 1.5 million Aussies visited Europe according to data from Tourism Australia. It’s not just Europe people are travelling to, many are taking holidays in other Pacific Island countries as well. So the question becomes one of whether it is worth purchasing an annual travel insurance policy that will cover the holder for a 12-month period. Continue reading

Football Fans Travelling To See The World Cup Urged To Protect Themselves With Travel Insurance

As summer approaches in the Northern hemisphere, it’s no secret that Australian football fans are counting down the days to this year’s World Cup. It would appear however that travel insurer Allianz is also busy making preparations for arguably the biggest sporting event of the year. Allianz is seeking to remind Aussie football fans who intend to visit Russia to exercise a little caution before making the journey. The insurer says that the Government of Australia has advised its nationals travelling to Russia to exercise a great deal of caution which Allianz says is a sentiment it echoes. Continue reading

Younger Australian Travellers Skipping Out On Travel Insurance

We’ve all heard terms such as millennial’s, you may have even come across a HENRY, though we still don’t entirely know what that means. The latest research however has revealed a new class of younger Australians that have cash to spend and love to travel that are being referred to as flashpackers. According to the study gone are the days when young Aussies would strap on their backpacks to head overseas on the smell of an oily rag. Continue reading

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